AARP Auto Insurance From The Hartford

AARP auto insurance
Matt M., Customer since 2014
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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.
 
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Save with the AARP Auto & 比特币登陆home Insurance Program from The Hartford.
 
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Discover savings with the AARP 比特币登陆homeowners Insurance Program from The Hartford.
 
AARP Auto Insurance from The Hartford

Great Rates & Rewards on AARP Auto Insurance From The Hartford

Since 1984, The AARP® Auto Insurance Program from The Hartford has offered car insurance exclusively for AARP members.1
Through this program, you’ll enjoy great AARP auto insurance rates and rewards exclusively for AARP members. You may even get additional car insurance discounts and savings.
 
To learn more about these savings and benefits, get a car insurance quote today in as little as eight minutes.
Get a Quote
Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.
AARP car insurance

AARP Auto Insurance 101

Learn more about the AARP Auto Insurance Program from The Hartford in this video.

With Our Advantage Program, Car Insurance Coverages Include:


12-Month Auto Insurance Rate Protection

Unlike other insurers who may change your rate every six months, with us you can relax knowing you’ll have the same low car insurance premium for a full year.

RecoverCare§ – Assistance After an Accident

The AARP Auto Insurance Program from The Hartford protects more than just your car. If you’re ever hurt in an accident, our RecoverCare coverage pays you back for things you can’t do yourself, like:
 
  • House cleaning
  • Lawn maintenance
  • Snow removal
  • Transportation services
  • Food preparation
  • Dog walking
If the injury keeps you from driving to work, we can also help you pay for a taxi. And if you can’t get to the supermarket, we can even help cover the costs to have groceries delivered to you.

New Car Replacement Coverage

If you total your new car within the first 15 months or 15,000 miles after you buy it (whichever comes first), we’ll pay to replace it with a new one of the same make, model and equipment. We’ll even do this with no deduction for depreciation.§§

Lifetime Car Repair Assurance

After a covered claim, we’ll help you find a trusted repair service so you don’t have to go through the hassle yourself.
 
If you use one of the 1,600+ repair shops in our approved network, we’ll stand behind the quality of the repairs for as long as you own or lease your vehicle.

24/7 Car Insurance Claims Hotline

Accidents can happen at any time. That’s why you need an automobile insurance company that can respond immediately – no matter what time you call.
 
Our 6-point Claim Commitment assures you’ll get prompt and caring service throughout your claims experience. File a claim with us 24/7 by calling 877-805-9918. We’ll walk you through the car insurance claims process for AARP members.

Car Insurance in My State

Select a state using the map or dropdown menu. Note: Coverage is not available in all states. Or you can browse All States Car Insurance coverages.
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Enjoy Even More Car Insurance Protection

Advantage Plus Program

Depending on your policy, auto insurance coverages can vary. Our Advantage Plus Program includes more coverages than the average policy to help protect you and your car.
 

First Accident Forgiveness

We understand every driver makes mistakes. As long as all the drivers on your car insurance policy have a clean driving record for five straight years, you’ll qualify for first accident forgiveness.
 
Once you qualify, we’ll forgive your first accident without increasing your insurance premium.**

Disappearing Deductible for Auto Insurance

We believe in rewarding great drivers. With our disappearing deductible, your collision deductible on your car insurance policy will go down each year – all the way to $0 – as long as you keep a clean driving record.

One Deductible

If you have two cars on one insurance policy with us and they’re both in the same accident, you’ll only pay the higher deductible for the loss. Other insurance companies might make you pay both.
 
This also applies if you have 比特币登陆homeowners insurance with us and your car and 比特币登陆home are damaged in the same covered loss.‡‡

Waiver of Deductible for a Not-at-Fault Accident

Depending on where you live, if an accident isn’t your fault, we can waive your collision deductible which can help save you money.

$100 Deductible Reduction

Even if an accident isn’t your fault, you usually have to pay out of pocket for repairs until you meet your deductible. But, if you live in certain states and use one of our ized shops for your repair, we’ll reduce your collision deductible by $100.

Get a Quote
Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.
aarp 比特币登陆home and auto insurance bundle

Bundle and Save With the AARP Auto and 比特币登陆home Insurance Program From The Hartford

Save up to 5% on auto insurance and up to 20% on condo, renters or 比特币登陆home insurance by bundling them through the AARP Auto and 比特币登陆home Insurance Program from The Hartford.
auto insurance definition

Car Insurance in Plain English

Quick answers and easy-to-understand auto & 比特币登陆home definitions written with you in mind.
 
To learn more, read through our auto insurance definitions page.

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** Where permitted by the Division of Insurance (DOI).
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ If you total your new car within the first 15 months (12 months in NC) or 15,000 miles after you buy it (whichever comes first), we’ll pay to replace it with a new vehicle of the same make, model and equipment – with no deduction for depreciation.
 
First Accident Forgiveness and the Disappearing Deductible, are only available with the Advantage Plus package. A policy without these benefits is also available. (Call for details.) To qualify for the Accident Forgiveness benefit in most states, all drivers on the policy must have a clean driving record (no accidents or violations) for five consecutive years. First Accident Forgiveness and Disappearing Deductible are not available to CA policyholders. To qualify for the Disappearing Collision Deductible benefit in most states, all drivers on the policy must have a clean driving record for three consecutive years. NY drivers are not eligible for the complete disappearance of the deductible, although it will be reduced to a minimum of $100. The Advantage Plus package option, the Disappearing Deductible benefit and the Accident Forgiveness benefit are not available in all states.
 
‡‡ One Deductible applies for any 比特币登陆home policy (比特币登陆home Advantage or not) if Auto policy is also insured with The Hartford and includes the Advantage Plus package coverage.
 
Additional disclosures below.
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

The AARP Auto Insurance Program is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in CA by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. The AARP 比特币登陆homeowners Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. In CA, it is underwritten by Property and Casualty Insurance Company of Hartford; in WA, MI, MN, by Trumbull Insurance Company; in MA by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, Hartford Accident and Indemnity Company; and in PA by Hartford Underwriters Insurance Company. Not available in all states, including FL. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. Auto and 比特币登陆home are currently unavailable in Canada and U.S. Territories or possessions.

1 In Texas, the Auto Program is underwritten by Southern County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company. The 比特币登陆home Program is underwritten by Trumbull Insurance Company.

* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.