Auto Insurance Discounts & Benefits for AARP Members

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Discover discounts and benefits with the AARP Auto Insurance Program from The Hartford.

Benefits of the AARP Auto Insurance Program From The Hartford

For over 35 years, The Hartford has offered car insurance discounts to AARP® members.** Through great rates and discounts our policies have helped protect families, their passengers, and other drivers out on the road. Members have access to exclusive savings and benefits, like up to 10% off their insurance premiums. To be eligible for these benefits and to apply for the AARP Auto Insurance Program from The Hartford,1 you must be 50-plus years of age, and be registered as a member of AARP.
 

Who Is Eligible for the AARP Auto Insurance Program From The Hartford?

You may be eligible for the AARP Auto Insurance Program from The Hartford and not even realize it. To be eligible for this program you need to be:
 
  • 50-plus years of age.
  • A member of AARP.
You’ll also need:
 
  • A valid driver’s license from your state of residency.
  • Vehicle registration for the car or cars you drive.

How Do I Get the AARP Auto Insurance Program From The Hartford?

You don't have to sign anything or jump through hoops to get a quote with The Hartford. We offer no cost and no obligation quotes to anyone who contacts us. Talk to an agent, get an online car insurance quote or speak with a representative at 800-684-1933 today. And remember that as an AARP member, you can bundle your 比特币登陆home and auto insurance for additional discounts and benefits.
 

Where Can I Get the AARP Auto Insurance Program From The Hartford?

The AARP Auto Insurance Program from The Hartford is available in most states. For specific information on your state, visit our auto insurance by state pages.
 
For members that participate in the AARP Driver Safety Program, there are even more discounts available. This program is offered in 35 states and can help keep you even safer when you hit the road. To participate you need to enroll and complete a driver safety course. In 21 states, the course can be completed online.
 

AARP Members Get Auto Insurance Discounts

AARP Auto Insurance Regardless of what your budget or needs are, you deserve to drive feeling confident that you are covered. If you are a member of AARP or are thinking of joining AARP, benefits and auto insurance savings are available through the AARP Auto Insurance Program from The Hartford.

These benefits and discounts include:
 
Lifetime car repair assurance to help you find a trusted repair service after a covered claim. We have over 1,600 ized repair shops that you can choose from.

New Car Replacement – If you total your new car within the first 15 months (12 months in North Carolina) or 15,000 miles after you buy it (whichever comes first), your policy will help pay to replace it. We’ll make sure your car is replaced with a new vehicle of the same make, model, and equipment. There will be no deduction for depreciation.§§

RecoverCare§ – With this benefit, you can get up to $2,500 to pay for transportation, cooking, cleaning, and other help you may need if you’re injured in a car accident.
 

Optional Auto Insurance Coverage Available From The Hartford

At The Hartford, our policies are designed to help keep you protected each time you get behind the wheel. That’s why we offer additional optional auto insurance coverage for your car insurance policy. You can choose to add optional benefits, including:
 
First Accident Forgiveness – Your rates won’t go up just because you have an accident, and it won’t count against you.

One Deductible‡‡ – If you must file a claim for a loss involving two of your vehicles which are both insured through the AARP Auto Insurance Program from The Hartford, you'll pay only one deductible. We’ll have you pay whichever deductible is higher, for the covered damages to the vehicles (available in most states).

Disappearing Deductible – Your collision deductible could go all the way down to $0 each year in most states, as long as you maintain a clean driving record. You’ll also need to renew annually.
 
Towing & Labor – If you break down, this optional coverage helps pay, up to your policy limit, for emergency roadside assistance you may need to get back on the road. It can also help you get your car towed to a repair shop. Keep in mind that this benefit requires that you have The Hartford’s comprehensive coverage.
 

Filing a Claim for Your AARP Auto Insurance From The Hartford

Our representatives are eager to walk you through the claims process from beginning to end. To file a claim, you’ll need to call The Hartford and report your auto claim at 800-243-5860. Our representatives are available 24 hours a day, 7 days a week. You can also report your claim online by visiting our website. Whichever method you chose, The Hartford will make sure the process is easy and stress-free.
 
Curious what others think of our program and customer service? Check out our ratings page, where our customers have consistently given us superior ratings for their claims experience.
 

How Members of AARP Benefit From Car Insurance With The Hartford

AARP Auto Insurance Car insurance isn’t a one-size-fits-all. At The Hartford, we know this, which is why we offer car insurance as a benefit to AARP members. Through the AARP Auto Insurance Program from The Hartford, we strive to provide members with as comprehensive coverage as possible.
 
Every AARP member has different car insurance needs. At The Hartford, our policies can be personalized based on how much you have to protect. Our goal is to help you protect the lifestyle you’ve created, through great rates and extra benefits. Choosing the coverage that’s right for you won’t be a hassle. Our representatives are eager to help you each step of the way.
 
 
** "The History of The Hartford,” The Hartford, /about-us/insurance-history
 
Rate difference for AARP members and non-member vary by state and AARP membership tenure.
§ Availability of RecoverCare benefit and benefit levels vary by state. The Hartford RecoverCare Advantage® is a registered mark of The Hartford.
 
§§ If you total your new car within the first 15 months (12 months in NC) or 15,000 miles after you buy it (whichever comes first), we’ll pay to replace it with a new vehicle of the same make, model and equipment – with no deduction for depreciation.
 
First Accident Forgiveness and the Disappearing Deductible are optional benefits. A policy without these benefits is also available. (Call for details.) To qualify for the Accident Forgiveness benefit in most states, all drivers on the policy must have a clean driving record (no accidents or violations) for five consecutive years. First Accident Forgiveness and Disappearing Deductible are not available to CA policyholders. To qualify for the Disappearing Collision Deductible benefit in most states, all drivers on the policy must have a clean driving record for three consecutive years. NY drivers are not eligible for the complete disappearance of the deductible, although it will be reduced to a minimum of $100. The Disappearing Deductible benefit and the Accident Forgiveness benefit are not available in all states.
 
‡‡ One Deductible applies for any 比特币登陆home policy (比特币登陆home Advantage or not) if Auto policy is also insured with The Hartford and includes the Advantage Plus package coverage (available in most states).
 
Additional disclosures below.
AARP and its affiliates are not insurers. Paid endorsement. The Hartford pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP membership is required for Program eligibility in most states.

The AARP Auto Insurance Program is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. It is underwritten in CA by Hartford Underwriters Insurance Company; in WA, by Hartford Casualty Insurance Company; in MN, by Sentinel Insurance Company; and in MA, MI and PA, by Trumbull Insurance Company. The AARP 比特币登陆homeowners Insurance Program from The Hartford is underwritten by Hartford Fire Insurance Company and its affiliates, One Hartford Plaza, Hartford, CT 06155. In CA, it is underwritten by Property and Casualty Insurance Company of Hartford; in WA, MI, MN, by Trumbull Insurance Company; in MA by Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, Hartford Accident and Indemnity Company; and in PA by Hartford Underwriters Insurance Company. Not available in all states, including FL. Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law. Applicants are individually underwritten and some may not qualify. Auto and 比特币登陆home are currently unavailable in Canada and U.S. Territories or possessions.

1 In Texas, the Auto Program is underwritten by Southern County Mutual Insurance Company through Hartford Fire General Agency. Hartford Fire Insurance Company and its affiliates are not financially responsible for insurance products underwritten and issued by Southern County Mutual Insurance Company. The 比特币登陆home Program is underwritten by Trumbull Insurance Company.

* Customer reviews are collected and tabulated by The Hartford and not representative of all customers.