Benefits of the AARP Auto Insurance Program From The Hartford
For over 35 years, The Hartford has offered car insurance discounts
members.** Through great rates and discounts our policies have helped protect families, their passengers, and other drivers out on the road. Members have access to exclusive savings and benefits, like up to 10% off†
their insurance premiums. To be eligible for these benefits and to apply for the AARP Auto Insurance
Program from The Hartford,1
you must be 50-plus years of age, and be registered as a member of AARP.
Who Is Eligible for the AARP Auto Insurance Program From The Hartford?
You may be eligible for the AARP Auto Insurance Program from The Hartford and not even realize it. To be eligible for this program you need to be:
50-plus years of age.
A member of AARP.
You’ll also need:
A valid driver’s license from your state of residency.
Vehicle registration for the car or cars you drive.
How Do I Get the AARP Auto Insurance Program From The Hartford?
Where Can I Get the AARP Auto Insurance Program From The Hartford?
The AARP Auto Insurance Program from The Hartford is available in most states. For specific information on your state, visit our auto insurance by state
For members that participate in the AARP Driver Safety Program
, there are even more discounts available. This program is offered in 35 states and can help keep you even safer when you hit the road. To participate you need to enroll and complete a driver safety course. In 21 states, the course can be completed online.
AARP Members Get Auto Insurance Discounts
Regardless of what your budget or needs are, you deserve to drive feeling confident that you are covered. If you are a member of AARP or are thinking of joining AARP, benefits and auto insurance savings are available through the AARP Auto Insurance Program from The Hartford.
These benefits and discounts include:
Lifetime car repair assurance to help you find a trusted repair service after a covered claim. We have over 1,600 ized repair shops that you can choose from.
New Car Replacement – If you total your new car within the first 15 months (12 months in North Carolina) or 15,000 miles after you buy it (whichever comes first), your policy will help pay to replace it. We’ll make sure your car is replaced with a new vehicle of the same make, model, and equipment. There will be no deduction for depreciation.§§
RecoverCare§ – With this benefit, you can get up to $2,500 to pay for transportation, cooking, cleaning, and other help you may need if you’re injured in a car accident.
Optional Auto Insurance Coverage Available From The Hartford
At The Hartford, our policies are designed to help keep you protected each time you get behind the wheel. That’s why we offer additional optional auto insurance coverage
for your car insurance policy. You can choose to add optional benefits, including:
First Accident Forgiveness‡
– Your rates won’t go up just because you have an accident, and it won’t count against you.
– If you must file a claim for a loss involving two of your vehicles which are both insured through the AARP Auto Insurance Program from The Hartford, you'll pay only one deductible. We’ll have you pay whichever deductible is higher, for the covered damages to the vehicles (available in most states).
– Your collision deductible could go all the way down to $0 each year in most states, as long as you maintain a clean driving record. You’ll also need to renew annually.
Towing & Labor – If you break down, this optional coverage helps pay, up to your policy limit, for emergency roadside assistance you may need to get back on the road. It can also help you get your car towed to a repair shop. Keep in mind that this benefit requires that you have The Hartford’s comprehensive coverage.
Filing a Claim for Your AARP Auto Insurance From The Hartford
Our representatives are eager to walk you through the claims process from beginning to end. To file a claim, you’ll need to call The Hartford and report your auto claim at 800-243-5860
. Our representatives are available 24 hours a day, 7 days a week. You can also report your claim online
by visiting our website. Whichever method you chose, The Hartford will make sure the process is easy and stress-free.
Curious what others think of our program and customer service? Check out our ratings page
, where our customers have consistently given us superior ratings for their claims experience.
How Members of AARP Benefit From Car Insurance With The Hartford
Car insurance isn’t a one-size-fits-all. At The Hartford, we know this, which is why we offer car insurance as a benefit to AARP members. Through the AARP Auto Insurance Program from The Hartford, we strive to provide members with as comprehensive coverage as possible.
Every AARP member has different car insurance needs. At The Hartford, our policies can be personalized based on how much you have to protect. Our goal is to help you protect the lifestyle you’ve created, through great rates and extra benefits. Choosing the coverage that’s right for you won’t be a hassle. Our representatives are eager to help you each step of the way.
** "The History of The Hartford,” The Hartford, /about-us/insurance-history
† Rate difference for AARP members and non-member vary by state and AARP membership tenure.