Dwelling Coverages for Condos
Dwelling coverage for condos helps protect appliances and fixtures, along with any changes or improvements you make to your condominium. It can also help protect the parts of the property you’re responsible for insuring under your property owners or condo association agreement.
Condo Personal Property Protection
Condo personal property coverage can help protect the belongings you keep in your condo. These can include furniture, clothing and appliances, depending on your policy’s limitations or exclusions.
If someone who is not a resident of your household suffers an injury or property damage for which you are legally responsible, personal liability protection can help cover your legal defense costs and any court judgments against you, up to your policy limits.
Loss of Use
Loss of use can help pay your living expenses if you can’t stay in your condo because of a covered loss, like damage from a fire.
If someone gets hurt on your property this helps pay emergency medical bills up to your coverage limits. It also covers any injury that a family member or pet causes, even if it doesn’t happen in your condo.2
Ways to Save on Condo Insurance